Kasasa Cash Back Checking Accounts

This checking option features:

Cash back rewards
Nationwide ATM fee rebates
No monthly fee

Pretty much the easiest cash you'll ever earn

Debit cards, digital banking and electronic statements each offer their own unique twist of convenience. But at NorthCountry, the rewards really kick in when you make use of all three. When you meet the Kasasa Cash Back monthly qualifications, you’ll be rewarded with 2% cash back on the first $300 of your debit and credit card purchases. That’s up to $6 back in your pocket, just for doing easy things that make us more efficient. You can also receive up to $20 in ATM fee refunds every month. Even if you miss meeting the qualifications in any month, you still get all this:

No minimum balance
No monthly service charge
Free digital banking with BillPay
Free mobile check deposit
Free debit card

Unlock your rewards

To qualify for cash back and ATM rebates, here's what you need to do each month:

At least 15 debit or credit card transactions
Log into digital banking at least once
Receive e-statements instead of paper statements

If you come up short during any month, no worries! You still have a free checking account with digital banking. And you can start off fresh the next month in your quest to earn maximum rewards.

You've got questions, we've got answers

View All FAQs

How old does someone need to be to have a checking account?

Any age is fine! For accounts where the primary owner is under the age of 18, a joint owner is required.

What’s the difference between my “available” balance and my “current” balance?

The available balance is the portion of your current balance you can access without overdrawing your account. Both balances can be viewed online, at an ATM, by phone, or at a branch.

When will my deposit be available?

It depends on whether you deposit cash or checks, and the method you use. Cash deposited at the teller line is available immediately. Checks may have a hold placed on them based on our funds availability policy.