Vehicle Loans
We're geared up to get you anywhere and everywhere.
Enjoy these advantages:
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Fast financing for cars, boats, tractors, motorcycles, and more
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Flexible repayment plans
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Free vehicle research available
Auto loan rates
We'll get you moving
Go to work. Go to shop. Go for a weekend on the water - or on two wheels up a mountain road. At NorthCountry, our affordable vehicle loans are built for lives in motion. Whatever you need to get from here to there, our flexible financing is your ticket to ride. We finance tractors, RVs, ATVs, snowmobiles, and campers too.
- Same low rates for new and used vehicles
- Finance up to 125% of the vehicle purchase price
- You might not need a down payment
- Flexible repayment terms help you control your monthly payments
- Easy online loan application*
- Fast pre-approval process gives you a head start before you start shopping
- Refinancing available
Research Before You Buy
Visit our AutoSMART website* to find the factory invoice price or MSRP for the car you're buying, selling or trading.
| Term | APR as low as |
|---|---|
| 2 years | 5.19% |
| 3 years | 5.49% |
| 4 years | 5.64% |
| 5 years | 5.89% |
| 6 years | 6.39% |
| 7 years | 7.49% |
| 8 years | 10.74% |
*Your actual rate will be determined by your credit qualifications and the term you choose. Rates may change at any time. **New/used vehicles with titles are cars, trucks, boats, motorcycles, ATVs, snowmobiles, RVs, motor homes, or campers.
Here's what people are saying
"Awesome, helpful staff. Mandy originally set up the loan and everything went great. Then there were sudden changes and she was flexible and able to accommodate everything I needed." -- Brian Pelchuk, Middlesex, VT
"They were willing to help me with a loan to boost my credit and better yet START my credit and by doing that I got a car that I love! When I got approved for the loan, I wanted to cry tears of joy! The monthly payments are reasonable and I finally got my first car at 17 that is in my name and new from a dealership." -- Cheyenne Abare, Middlesex, VT
"The truck is amazing and we thank Erica for her help. Excellent service. We would recommend anyone to your Orleans branch." -- Chris and Christy Glodgett, Orleans, VT
"Kayla was amazing. It was a very speedy process. I will definitely be going through NorthCountry in the future!" -- Maisy Denlinger, Hyde Park, VT
You've got questions, we've got answers
View All FAQsYou'll need a Purchase & Sales Agreement (or Bill of Sale), and your vehicle insurance card. We may also need your proof of income.
We'll need your vehicle's registration card, your insurance card, and in some cases your proof of income.
Your title will be mailed to you within 30 business days of paying off your loan. If you would like to pick it up sooner, please contact us to make arrangements.