Holiday Offers: Steals or Deals?

Criminals love to target holiday shoppers in search of deals. How can you tell a real deal from scam? We have information on how you can safeguard yourself this winter when it comes to saving money and shopping for others.

1. That great deal advertised on social media could be a trap set to take your money and never deliver the goods you ordered.
2. Watch for fake delivery notifications. Scammers send fake texts or emails claiming your package (which doesn’t exist) won’t be delivered unless you pay a fee.
3. Looking for a hard-to-find item? Some scams lure victims with bargain prices on popular gifts. When the package arrives, it’s a cheap knock-off of what you thought you were getting.
4. An email that appears to be from a well-known retailer may be a ruse to gather your personal information. If it asks you to fill out a survey or claim a prize, it’s probably a scam.

Here’s how to protect yourself.

1. Verify, Verify, Verify. Make sure you are spending your money with a genuine online retailer. Check for reviews and check the website’s address for anything that looks off, such as a strange spelling.
2. A retailer does not need your social security number, account numbers, and passwords. You should also be sure the website is secure.
3. Stay informed by checking our website for the latest scams and cyber threats.
4. Look out for deals that seem too good to be true.

If you think your information or money has been stolen:

1. Contact us at NorthCountry. We will take any steps necessary to protect you from further loss.
2. Change your passwords immediately.
3. Report the scam to www.identitytheft.gov

Remembering these guidelines can keep your money and personal information safe while shopping for your friends and loved ones.